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A fiduciary is a person or organization that acts on behalf of another person. While often associated with finance there are several other rolls that a fiduciary may fulfill. Money managers, financial advisers, bankers, accountants, executors, board members, corporate officers and Certified Senior Advisors (CSA) all have fiduciary responsibility. Acting in a fiduciary capacity requires that the person put the needs of their client ahead of all other considerations. This is the highest legal duty of one person to another, being a fiduciary requires being bound ethically to act in the other's best interests.
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